Category: Money tips Release Date: 2006-12-18
Funds and stocks, foreign exchange, futures and investment in the biggest difference lies in its delegate to others the nature of investments, although there is diversification of investments and many other benefits, but the core was commissioned team of professionals to invest in nature.
If the stock, foreign exchange, futures are not to spend some time each day is difficult to profitable professional investment products, the Fund is a one-month do not have to spend 1 day amateur nature of investment products. Investors can bring wealth, the provision of adequate leisure time, should be one of the significant benefits that the Fund's investments.
Inappropriate frequent trading
Although many investors wanted to spend more time involved in the Fund's investment, the choice of continuous purchase and redemption of the timing of transactions. However, the actual data and abroad show that frequent transactions so that investors lost too much already belong to the holder of wealth. Of course, the lack of concern for their own wealth will always be problem cases, then the long interval of concern and action to increase the profit potential, not the loss of wealth, but it does not affect their daily quality of life in it?
Buy two days before the study, selection, quarterly interest, the annual operation may be an appropriate choice!
Assess their own before buying it intends to spend the funds can invest the time: If the next three years, did not intend to use the funds into stock funds, is relatively safe. Then a closer look at the fund management company, take a look at Which the historical performance, the company stability, more worthy of trust, and then select one suited to their mental capacity of the product: in principle, accept the psychology of investing in stocks is 20%, 5% of the need to invest in bonds , if it is a top six into the stock investment funds, probably to withstand the psychological needs about 10%. Following is their own personal preferences to choose a consistent investment strategy, investment scope and other matters.
By this analysis, can choose two of the four products the company to invest in order to experience the different companies, different products, not during the same time, the benefits and risks of differences, a better understanding of fluctuations in the Fund's investments to benefit the species ---.
Careful reading of the Fund Quarterly Bulletin
After purchase, each quarter the Fund quarterly out, look at the situation with the Fund the Fund quarterly ratings, and if purchased in each quarter, the Fund's performance can be ranked in the top 50% of similar funds, long-term ranked 4 stars above, that is good of the fruit. In the event the fund manager to adjust, the fund continued to decline to a 2 star rating, we need to consider whether it should be redeemed.
Each year based on credit rating agencies rating the situation may be considered in the post-ranking 50% of the redemption or conversion, to the forefront of fund performance rankings, in particular, should be transferred to a comprehensive evaluation in the forefront of the fund company's funds, fight for their own investment continuity of higher returns.
Spend much of their time, while the larger the probability of better returns. Fund is to invest their time in exchange for a low-risk high-yield varieties, is a small investment in labor and big breeds. In access to wealth, risk tolerance, investment of time to achieve a good balance between enjoying the growth of material wealth at the same time, with a safe and leisurely life, will it be possible to fund investment in the value of life on its head, so that investors life due to fund better.
