Data:2009-12-12 2:34
Category: Money tips Release Date: 2006-01-09
Bank Card currently divided into two categories: there is a certain function of the credit card overdraft, and the other is a debit card. Bank Card is the Bank granted to the cardholder's credit vouchers and payment instruments.
International credit cards and domestic credit cards the biggest difference is: The International Credit cards are the card-issuing bank or company under the cardholder's credit rating to develop a line of credit, in this limit where cardholders can apply for withdrawal or transfer, or consumption, in the card-issuing bank received or the company, after payment, in accordance with the provisions of the agreed time, will the money be designated to the card-issuing bank or the company's books; while domestic deposits, current credit card is the first post-consumption, and only in the consumer only when a limited overdraft, but also to immediately pay the overdraft interest, and provides for a maximum overdraft limit of no more than 60 days.
Domestic and foreign banks are issuing debit cards, but debit cards are mostly only in the local (national) and ATM machine and POS machines to use, rarely seen in the use of debit cards abroad. Debit card also has some features of credit cards, except that it must first deposit after the consumption, and whether you under any circumstances, can not be overdrawn. Bank Card is a tantamount to a special ID card the size of a special plastic cards, card, printed front card number, issuing bank and the company's name, bank card types of identity, the cardholder's name and valid, and if so credit card will certainly is a letterpress foregoing, while others have a debit card may be used flat printing, magnetic stripe cards behind (either electronic chip), the cardholder's signature and card-issuing banks set aside or company description and services telephone number.
