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Data:2009-12-12 2:34
人们在购买旅游保险时存在着一些误区⾿
Misunderstanding 1: rely solely on travel agents. Experts point out that travel agents are buying is the responsibility of the national mandatory travel insurance, it refers to the insurance companies to travel agencies engaged in tourism business activities due to negligence or default of travel agents, resulting in the reception of domestic and foreign tourists have suffered economic losses should be from the travel agency responsibilities transferred to the insurance company to pay compensation insurance of responsibility. When the accident has nothing to do with the tour, the tourists will not be able to get this travel agency liability insurance for any guarantees.
Misunderstanding 2: that the general personal accident insurance, including all of the accidents. It is reported that the personal accident insurance generally does not include high-risk activities. If you want to engage in jumping class, rock climbing, mountaineering, skiing high-risk activities, it is likely not be compensated after an accident.
Misunderstanding 3: on the ordinary vehicle insurance will not have other insurance,. General motor vehicle third party liability insurance on the insurance and vehicle damage insurance, and car safety of the personnel of such insurance can not guarantee, therefore, before traveling to fully take into account possible incidents, according to needs of some, such as car insurance personnel on insurance, so as to more effectively so that drivers and personnel the same car insurance.
