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Data:2009-12-12 2:34
As the temperature warmed up, more and more people go out to hikers, there are car owners more convenient, to a peri-urban areas is also a self-service travel a good way to relax tension in his spare time, but in peri-urban areas to enjoy the fresh air, warm sunshine and Pumian spring, we also do not forget to close the range of risks, so before traveling for their own and their families to buy an insurance policy, even when you are traveling together in a relaxed frame of mind, "rest assured."
Accident Risk Analysis
Self-driving trips in addition to the risks faced by everyday traffic, there are some special risks:
1, the general self-driving trips farther distance, driver familiarity with the complex far below the daily road driving, collision, to subvert the probability of a high accident
2, Golden Week travel routes are more crowded, Guaceng high probability
3, a major traffic accident on the highway a high probability of occurrence
4, parking is not fixed, robbery probability of high
5, in the mountain road in the event of bad weather, landslides, landslides are relatively high probability of
6, since the car traveling staff face increased risk of accidental injury
Completion of the insurance is
Driving trips of various things may occur, so the preparation must be ready. Insurance, too, if not to buy the entire vehicle Daoqiang Xian, it may consider to spend about 100 yuan a month of the entire vehicle Daoqiang Xian insured against any eventuality; if not insured the vehicle personal injury liability insurance, can be considered insured 20,000 yuan for each seat, spend about 25 yuan a month; if Driving Status is not very good, could be considered a vehicle suspended one-month loss of insured risk, cost about 150 yuan, 200 yuan a day paid to make up for tourist vehicles damaged during the loss.
Then is the personal accident insurance, and this, but the top priority. We are alone to describe the various insurance companies casualty insurance products.
Three insurance products to choose from
Insurance The scope of protection Protection time Insured Premium Features To help you save money PICC Property and Casualty insurance card from the travel itself 15 days, 200,000 accidental +2 10000 medical assistance;Financial pass insurance experts traveling tips
1, travel insurance reserve:
(1) trips before the trip carefully and objectively analyze the risks that may be encountered, select the appropriate insurance.
(2) insurance auto insurance insurance policy when you have to see clearly there are no driving restrictions on the region.
(3) driving regional comparison wide choice auto insurance car owners insurance companies to pay attention to the service network and off-site claims capability to ensure that the vehicles wherever they Chuxian, insurance companies can provide timely claims services.
2, travel must carry insurance-related documents
The original insurance policy, the insured person ID card, a driver, the driver driver's license.
3, excursion drivers Note: must be traveling on the route before, traffic to understand, familiar with the arrangements for travel, try to avoid driving at night, if the distance is longer, the best two drivers take turns driving, avoid fatigue driving.
4, remote Chuxian how to do?
Once the remote Chuxian, first of all to remain calm and not because it affected the play of mind Chuxian; should promptly call the insurance company service phone number, reported to the local insurance companies (insurance-related documents required to hold), by the rapid delivery of claims services to local companies.
