Category: Insurance tips Release Date: 2006-08-01
Recently, the first domestic insurance brokers formally opened in Beijing. The name of Chiang's Insurance Brokers Co., Ltd., the country will offer non-life insurance, life insurance, reinsurance and other insurance brokerage services and various types of risk management services. What is an insurance broker do?
Insurance brokers are insurance intermediaries, it is independent of insurance companies, on behalf of the interests of policyholders and insurance companies approached design services for the provision of insurance policyholders and insurance claims services and risk management services.
For the insured, on one hand and does not understand the creditworthiness of the insurance companies, insurance companies do not know what the difference between insurance and insurance; the other hand, what are the risks of their own, how to choose their own insurance against risks, is not very informed. Although the insured and the insurers can negotiate their own, but the lack of professional knowledge and experience will make the insured at a disadvantage. The insurance broker can be the insurance company and insurance and customer specific circumstances combine design insurance portfolios for clients, not only to best meet the needs of policyholders, but also likely to strive for the best rates for customers discounts.
Occurrence of insured accident, the insured may be a loss claims for insurance brokers can provide advice, but also an acceptable principal-agent claims; the same time, insurance brokers can also provide risk management consulting, enterprise diagnostic potential risks exist, and propose to avoid and reduce the the risk of specific measures.
Insurance brokers insurance program design free of charge for the customer, the customer bought the insurance after the insurance company taking away the commission, while other services will have to pay depends on the situation. Is expected in the near future, with the enthusiasm of the masses of the high insurance, insurance brokers will be the majority of residents and businesses essential to daily life insurance consultant.
