Group buy auto insurance Who to individual beneficiaries dispel doubts Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Group insurance: on a "group" as their clientele, to (divided by the purchase of insurance for the purpose of the groups formed outside) group members to provide insurance.

According to Boston Consulting Group predicted that by 2006, the total size of China's group insurance will reach the historic 100 billion yuan. Group buy auto insurance in the group represent a large proportion of risk in this business, a variety of questions about the vast number of policy holders are concerned, this reporter interviewed a number of insurance companies.

PICC Property and Casualty <br> car to units purchased in the name of the group insurance, the insurance on the group with a variety of personal insurance is the difference between every-reported people are concerned about the car purchase group insurance in more detail later how to understanding of the relevant provisions of the insurance policies are insured by the concerns of each one. For such problems, the Chinese People's Insurance Company of the Miss Yan said that the interpretation of the relevant provisions of the policy is the responsibility of the insurance companies within the scope, if the insured on the terms do not understand or have questions, insurance companies, according to the insured The requirements are explained in detail, you can also do insurance companies and group insurance in the individual one on one explanation. In this Group buy insurance with the individual is no difference.

Group insurance policy is that all policyholders of a staff, and the car in case of accidents during this period, the policy's beneficiaries do not need to come out of the case of units present their policies and related documents to the insurance company for claims.

Tian An Insurance "insured by units purchased car insurance, group insurance premiums Jiu Wuzhe will enjoy preferential treatment, if the vehicle can be many things to enjoy greater benefits," Tian An Insurance Miss Lee told reporters, Miss Li Huan said that the insurance group insurance generally does not require the insured person for each word pro-fill policies, but the signature area must be insured unit or its authorized legal representative signature and official seal stamped flat.

Group insurance is generally limited to the unit to communicate with the insurance company level, many of which are not insured by the terms of knowledge, "the insured has doubts in this regard we understand that insurance companies may, in fact, the terms in the insurance policy is very clear, If you do have this need we will explain in detail with the client, which you can do the rest assured that the insured, "Miss Lee added.

Ping An Insurance "Group buy auto insurance for businesses is a good choice, group insurance is based on an overall policy for a group unit or a majority of all members of staff to provide protection insurance. In general, group insurance than individual insurance rates are lower, as well as a larger group insurance amount of money involved, through the implementation of this form of insurance, to employees who, compared to banks or other means to take the tax to save a lot, but also in the premium on the personal purchase than to cheap. "Ping An Insurance, said a staff member.

"If the insured person on the terms of the policy have any doubt, give us a call at any time to consult, even if this were not enough, if the insured that we can also tailor-made face to face communication," When a reporter asked them about their post-sale service The staff member says.