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Data:2009-12-12 2:34
An, acute myocardial infarction that was due to a sudden interruption of blood supply to heart the first time the phenomenon of myocardial infarction.
2, cancer refers to malignant cells, uncontrolled growth, spread and invade other organizations.
Third, the brain or spinal cord paralysis due to illness or injury caused by two or more limbs or two limbs, each with three joints in the joints for more than two permanent total loss of function.
4, chronic renal failure refers to kidney function due to chronic and does not recoverable failure caused by end-stage renal failure.
5, stroke due to cerebral blood vessels that lead to cerebral vascular lesion sudden hemorrhage, embolism, infarction induced by permanent neurological dysfunction.
6, severe burns over 20% of the skin surface third-degree burns, its calculation is based on "China's new Law on nine points."
However, if the burn is the insured person caused by spontaneous or deliberate act, regardless of their time awake or not, shall not within the scope of this protection.
7, the outbreak of hepatitis caused by viral hepatitis liver Asia wide to extensive necrosis and lead to liver failure.
8, Parkinson's disease only idiopathic Parkinson's disease within the scope of this protection.
9, major organ transplant operations of the insured person as the corresponding organ damage, organ transplants have been planted as a person who in fact had the heart, lungs, liver, kidney or bone marrow transplant.
10, refers to coronary artery bypass surgery for the treatment of coronary artery disease, while the implementation of open-chest coronary artery bypass surgery.
11, aortic surgery due to aortic disease and did the implementation of open heart surgery and had to be removed vascular grafts.
12, heart valve replacement surgery because of heart valve disease and must have received an artificial heart valve and replacement of open-heart surgery.
13, aplastic anemia due to chronic persistent bone marrow failure caused by anemia, neutropenia, thrombocytopenia.
14, Alzheimer's disease brain, the disease is due to chronic progressive degenerative changes in the non-reversible decline or loss arising from intelligence.
15, severe traumatic brain injury caused by accident or serious injury to the insured person the brain, resulting in permanent brain damage.
16, coma who was unconscious state to stimulate the external or internal organization's needs are non-response, their life must continue to rely on external life support system can be maintained.
17, brain benign tumor diagnosed as non-malignant brain tumor, but there are life-threatening, and must accept the surgical excision, otherwise it will cause serious, permanent neurological deficit.
18, multiple sclerosis has been insured person with a brain and spinal cord demyelinating lesions within the nervous system arising from multifocal lesions.
19, primary pulmonary hypertension by clinical and includes various tests, including cardiac catheterization and the diagnosis of primary pulmonary hypertension.
20, chronic liver disease due to alcohol and drugs are not a result of liver disease within the scope of this protection.
21, blind from the disease or accidental injuries caused by the complete loss of binocular vision and do not recoverable.
22, hearing loss from illness or injuries caused by accidental permanent total loss of hearing.
23, loss of language skills due to mental and psychological factors due to language dysfunction is not within the scope of this protection.
24, with end-stage lung disease of the insured person suffering from end-stage lung disease arising from chronic respiratory failure.
25, encephalitis insured due to a serious infection of the brain in real terms in permanent nervous system damage occurs.
26, brain surgery due to trauma and brain surgery is not implemented within the scope of this protection.
27, amputation due to trauma Er Shi the insured for more than two limbs or two limbs occur entirely permanent loss.
