5 yuan insurance with anything Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Shenzhen people to "51" travel worry-free insurance, 5 yuan to go play the world to go out a few days of effort, not necessarily there will be accidents, but only tens of dollars to spend 5 yuan, or renminbi, to the insurance companies buy peace of mind, the public can Playing even more peace of mind, out the door a little more trouble, rest assured, after going out more, why not! According to investigation by the reporter, in order to facilitate the public insurance, some insurance companies launched an online insurance function, visit the Web site can be completed at home, insurance, while insurance companies can also call the hotline, hotline staff will do the public a more detailed answer, consult the relevant insurance matters . Shenzhen Chinese Commercial News reporters Liu Hong and Chen Jinri, City Council issued its first consumer of this year, reminding consumers "51" trips the best insurance policy.

According to reports, the insurance is not expensive, Pacific Property Insurance Shenzhen has introduced a new series of travel insurance portfolio, the lowest cost of only 5 yuan, the public will be able to "51" the total amount received during trips of up to 14 million in personal transportation Accident Insurance.

Insurance experts, and many travel agencies in promoting the single will be "insured travel agency liability insurance" as a means to attract customers, which would no doubt make a lot of tourists do not understand the insurance that the travel agency liability insurance has been mistakenly included with the tourists accident liability insurance no matter what problems can find insurance claim. But in fact, travel agents, liability insurance liability insurance belongs to the scope of the tsunami, earthquakes and other totally unpredictable "disasters" factors leading to injuries tourists, travel agents, will not bear any responsibility for themselves, visitors can not claim to travel agents to protect the tourists only tourists purchase their own travel accident insurance.

Pacific Property Insurance Shenzhen Branch of the experts believe that the people of Shenzhen, "51" period to travel abroad, travelers casualty insurance, home and property insurance, auto insurance three kinds of insurance is critical. Vehicle Insurance: Vehicle to be insured out of the province within China responsible for self-driving trips, but the owner of this indispensable, because in the insured vehicle insurance, vehicle owners in order to save the vehicle insurance premium is usually located in the province of the insurance liability, if the driving out the Provincial Tourism, it would no longer subject to insurance protection. However, as long as the trip before the owners do not forget to insurance companies increase the premium vehicle insurance can be the responsibility of Chinese territory, and one month premium of only one per cent of owners of office premiums in force, meaning that owners of office premiums if it is 5,000 words, plus one month's China insurance liability insurance premiums the payment of 50 yuan.

Whole family to go do not forget to protect the family property insurance, "51," many families during the family outings, the results of family property unattended, which gives criminals an opportunity to create the implementation of stealing the last two years to "51", "10 1 "Golden Week surge in cases of family property were stolen. In order to ease travel, buy a home property insurance is quite necessary, more than 200 yuan annual premium whole family can enjoy the protection of property to protect the amount of 10 million liability insurance including natural disasters such as typhoons and rainstorms and fires or explosions accidents, there are also special provisions of insurance theft liability. Passenger Accident Insurance only 5 yuan inevitable hiking trip wading, some tourists but also to try something exciting adventure tourism project, resulting finally in sight that occurred have occurred from time to time, and even tourists casualties occurred. According to the National Work Safety Bureau statistics, only the 2004 "51" period, as many as 41 passengers on the road due to accident deaths. Therefore, an essential travel travel accident insurance to buy.

1, travel safety insurance, personal accident insurance cover of the tourists in the tourist period for the payments caused by accidental injury insurance liability. The insurance cost, is not expensive, and太平洋产险only pay 18 yuan / person's insurance, "51" 7 days you can get 10 million in accident insurance, and 1 million in accident medical protection. And that the insurance the insured person is also taking civil aviation flights, accommodation, hotel or guesthouse to the passenger elevators in the event of fire accidental injuries suffered when an additional double payment.

2, short-term traffic personal accident insurance of the insurance holding valid tickets for travel engaged in legitimate commercial passenger aircraft, trains, subway, light rail, ship, automobile tourists traveling in their vehicles are subjected to accidental injury to undertake insurance payment责任. "51" seven-day tour only have to pay 5 yuan / person's premiums, you can get car: RMB 10,000; ships, trains (including subway, light rail): 30,000 yuan; aircraft: 100 thousand yuan of accidental injury protection . Total amount of insurance protection to 14 million, only 5 yuan premium. But experts advise travelers NOTE: This insurance cover only the transport accident injuries.

3, overseas workers personal accident insurance, short-term due to the public or private business to go abroad or go to Hong Kong, Macao and Taiwan region, individual tourists, the insurance is a good choice. The insurance coverage during the exit of tourists in accidental death or disability insurance liability, premium daily basis, the rate of only 0.002% of the sum insured selected -0.004%.

Experts reminded the public that in addition to "51" trips during the period should buy accident insurance, in fact, can also be insured to the insurance company for the full year of personal accident insurance, insurance, thus no longer a "51", " 11 "to worry about buying insurance, and travel 365 days a year are guaranteed, but more favorable premium. In addition members of the public if they feel an insured accident insurance is not enough, you can buy multiple copies so that you can increase the insurance protection. Every year, for their own reporter's purchase of 500,000 insured amount of the Personal Accident insurance, also must register each year around 500 yuan premium, but a year will have 50 million accident protection is no longer need to "51" period of additional for trips to buy insurance, and that the worry has less to deal. Some insurance companies also will launch a special personal travel comprehensive insurance, the insurance coverage during travel of tourists in the personal baggage or carry the legal responsibility and liability for damages of property. Premium as long as a few dollars, often traveling to also have the option to pay 30 yuan a year means the insured.