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Data:2009-12-12 2:34
"For 20 yuan insurance, a trip to insurance companies too much trouble, why bother to insure." - Intended to go out a lot of traveling friends have such thoughts.
In fact, in addition to travel agents and insurance companies to take out travel accident insurance, consumers there are two kinds of insurance a more convenient way to choose from.
Mobile phone insurance
This year's "51" period, China Mobile users can purchase the Pacific Ocean via cell phone Taikang insurance, life insurance and nearly 20 kinds of short-term personal accident insurance. China Mobile phone users in the open "mobile wallet" business, you can send via mobile phone text messages to 7777 for insurance coverage, the premiums will be bundled with the phone number of the bank card deducted.
The Pacific Life's Mobile Wallet, for example, "Mobile Wallet" user just by sending an SMS, you can buy Pacific Life's short-term accidental injury insurance, the insurance amount divided into 10 million yuan and 300,000 yuan are two kinds of insurance, the period from 1 day to 30-day total of 8 species, policyholders are free to choose, the premium from 3-90 yuan range. This new approach goes beyond the traditional insurance coverage way in time and space constraints, the short-term travel of tourists as long as the have "Mobile Wallet", you can increase at any time for their journey to a personal accident insurance cover.
Online insurance
At present, many insurance companies have launched a network of insurance. Online insurance insurance, the insured amount is more suited to small, relatively well-defined short-term insurance liability insurance, such as travel insurance.
For example, Taikang Online launched "CITIC Taikang Travel Assist Card." The card has a bank card features, including rescue insurance and accident insurance are two types of insurance, users fill out online insurance policy to pay 20 yuan insurance premium by招行一网通can enjoy a year of travel assistance insurance services. Cardholders travel due to accidental injury or unexpected emergency situation of acute fall into, call 24-hour rescue call, you can arrange timely medical treatment, payment of admission deposit, transfers treatment, shipped back to the original place of residence and other services, insurance companies Rescue services fees paid and cumulative total medical costs paid 50,000 yuan. Users get up and running, from the filling to the final confirmation, just 15 minutes, while the insured through traditional channels, the shortest but also two or three days.