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Data:2009-12-12 2:34
, "51" is near, and many people who like to travel and tourism with enthusiasm, but also in the plan very much love to use "51" holiday, to his or her foreign tour. However, the need to remind is: intended to use the "51" holiday away tourists, has bought out the front of the appropriate overseas travel insurance out? Remember, do not forget that bought travel insurance, that was the tourists should complete the "must-homework" ah.
After the shipwreck Cry why the claim is difficult
According to authoritative statistics, December 26, 2004 a large tsunami, our total of 15 tourists were killed and more than 30 tourists were injured. Tourists had later recall that travel agents to provide quotations on "XX insurance, X Yuan," the words, so claimed to the insurance company.
These visitors do have access to insurance claims? Travel quotations provided by the insurance in the end to protect what? It is often said that travel insurance? Find out before we know it might let us look at the following table to learn about liability insurance and travel insurance travel agents similarities and differences
Above table shows, travel agents, travel insurance, liability insurance ⇿the two is entirely different things. It is understood that, as in the Indian Ocean tsunami killed and injured tourists, most travel agents only purchase liability insurance, buy travel accident insurance, visitors are few. As a result, one can well imagine, many people ask for the claimant because of travel insurance in place, so that rehabilitation has become a big problem. This "frost" the tragedy, it is to give people a costly lesson of insurance classes.
Pain must surely think of pain, should buy travel insurance
Needlessly to say, now, there are still many people who travel in a non-insurance status, reason is that a considerable number of people will be listed in the travel agency travel agencies quotations liability insurance, has been interpreted as different accidents with tourists insurance.
The relevant parties stressed that every year, "51", "11" Golden Week, because of personnel flows of up to hundred-million times, all kinds of means of transport, many people crowded around the scenic area, combined with novice driving and other factors, led to Chuxian probability usual greatly increased. To road traffic accidents, for example, a scenic insurance last year's "Labor Day" Golden Week 5 days before receiving full coverage in the number of reported, usually equivalent to one month's number. Authoritative department statistics show that: At present, only 10% - 20% of tourists to buy travel insurance awareness, while the actual proportion of tourists to buy travel insurance, less, less than one as. This is why "51", "11" Golden Week, the major travel agencies have earned a bowl full of pots overflow, and fail to hit a record Golden Week, but had been optimistic about the travel insurance market has so far been placid, "Gate former cold dilute chariot, "the main reason.
Since the various travel accident caused by injury, disability and property damage have occurred, especially recently, there has been the Indian Ocean, "shipwreck Cry" this painful lesson, the industry special appeal, we must quickly improve the tourist travel risk awareness and their own sense of safety precaution; tourists a correct understanding of reasonable arrangements for travel insurance is definitely not small --- to spend tens of dollars can be requested a "close security" for themselves and their families travel escort, such a good thing, why not.
Although it is a small insurance is indeed a big market
Travel accident insurance, although in the past has been the insurance industry as "tasteless" as one business, was seen as an insurance company profits to a small insurance, but for the majority of tourists, but it is a low premium to protect the high - of the insurance. Accordingly, the face of the "51" travel to new heights, in an effort to improve the general awareness of commuters, while the insurance, insurance companies, travel agencies and other departments should be multi-pronged, and vigorously promote, develop, promote tourism insurance products.
It is predicted that over the next 10 years, China's tourism industry will stride into the ranks of world tourism power, the domestic tourism market will be bigger than it is today. The prospect of a huge backdrop of the tourism market, tourism and accident insurance coverage of itself have gone up more and more attractive. Insurance companies may use this to promote their business by developing products and services, features, increase customer awareness of the insured, and insurance companies and strive to cultivate a number of potential customers. Insight that, in the face travel peak, the insurance company is imperative that side of risk is intended to strengthen the publicity brigade to carry out imperceptibly guide the one hand, an effective way to enhance a variety of travel insurance products.
For example, modern communication facilities, they will be able to diversify to provide strong technical support; terms of a simple and uniform travel accident insurance, insurance companies can not only online sales, open telephone hotline insurance, but also mobile phones can be insured. When the travelers truly experience the many benefits of travel insurance, and because the ubiquitous time, naturally have a profound impression on its turn results in a purchase of the desire to further enlarge the travel insurance market.
