Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
1, the best and life insurance primary insurance with insurance
Some people think that, accidental injury insurance premiums are low, just enough to buy accident insurance, which is a misunderstanding. Of course, buying accident insurance is a wise choice, but its only security, short-term nature of the risk-taking. After the lapse of the agreed time, there is no accident, insurance, natural death, to pay out the money could get it back. Thus, when the economy permits, it is best to keep the accident risk attached to a proper life inside the office, there must be a comprehensive insurance plan, in addition to safety, to safeguard lives, but also take into account the disease, annuities, pension, health care and other issues, so that their own and the family have a comprehensive and long-term protection.
Second, note that the insurance provisions of the exclusion
In the accident insurance contract, generally the provisions on the exclusion, understanding insurance, accident exclusion necessary. They are:
(1) the reasons, except: what kind of reasons why the provisions of the insured person belongs to, except the responsibility of being hurt.
(2), except during the period: to require the insured person engaged in certain activities with the exception of accidental injury suffered during the responsibilities, such as parachuting, rafting, wrestling, etc. during the event.
(3), except in areas: the provisions of the insured person suffered accidental injury in some locations, except the responsibility belongs. Such as construction workers, accidental injury insurance, the insurance contract provided for the insured person suffered in construction site accident injury falls outside the exclusion.
(4) except for: require certain insurance liability items are exclusions, such as an accident insurance contract only to deaths caused by accidental injury insurance disability, can the provisions of accidental injury expenses except for medical expenses are the responsibility of.
