After arriving in the country to purchase the insurance policy how to deal with Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Today, Chinese citizens to visit relatives abroad, travel, and the number of students increased rapidly. These persons leaving the country before leaving the country tend to have purchased the domestic insurance companies insurance products. Before going abroad, the domestic these policies should be how to deal with it?

First of all, has purchased the insurance policy after the insured person will still be the force of law abroad, as long as the insured has to pay premiums on time. If only the insured person to go abroad, while the insured is still at home, by the insured continues to pay could be; if the insured has to go abroad, you can specify that the insured's payment of premiums in the domestic others, or the equivalent in U.S. dollars remitted insurance company accounts. While the insured person before leaving the country, should be insured by the state, the new address and contact in advance the insurer.

Secondly, if the insured person abroad Chuxian, different insurance paid is different. If it is a major illness insurance, the insured person disease have taken place abroad, the insurance company will require the insured to return the diagnosis, otherwise the insurance company without payment; if the insured person dies, the insurance company can be responsible for compensation, but require the beneficiary to to provide proof of medical diagnosis, death certificates and to receive a fair country of residence of the notary agencies and the Chinese embassy in the country certified. However, these procedures are required to pay the high fees, and charges borne by the beneficiaries.