After arriving in the policy how to deal with the different policies should be treated separately I

Category: Insurance tips Release Date: 2006-08-01

Today, our citizens abroad to visit relatives, travel, and the number of students increased rapidly. These persons leaving the country before leaving the country tend to have purchased the domestic insurance companies insurance products. So, before leaving the country, domestic policies should be how to deal with them then?

After arriving in the treated separately for different policies <br> First of all, has purchased the insurance policy after the insured person will still be the force of law abroad, as long as the insured has paid premiums on time. If only the insured person to go abroad, while the insured is still at home, by the insured continues to pay could be; if the insured has to go abroad, you can specify that the insured's payment of premiums in the domestic others, or the equivalent in U.S. dollars remitted insurance company accounts. While the insured person before leaving the country, should be insured by the state, the new address and contact in advance the insurer.

Secondly, if the insured person abroad Chuxian, different insurance paid is different. If it is a major illness insurance, the insured person disease have taken place abroad, the insurance company will require the insured to return the diagnosis, otherwise the insurance company without payment; if the insured person dies, the insurance company can be responsible for compensation, but require the beneficiary to to provide proof of medical diagnosis, death certificates and to receive a fair country of residence of the notary agencies and our embassy in the country certification. However, these procedures are required to pay the high fees, and charges borne by the beneficiaries.

Therefore, insurance companies, to remind the insured, if the insured person a long time to go abroad, can be stopped short-term health insurance and reimbursement classes of insurance, retention of death for the insurance liability product. For many years the premium has been paid long-term insurance, it is recommended to retain, because if surrender, the insured will suffer larger losses.

After Chuxian abroad shall promptly report to the domestic Chuxian abroad if the insured should be promptly reported to the domestic insurance companies.

There is a case.
Nanning City, Guangxi Province, Mr. Feng, to South Africa to work for more than seven years, he has a home appliance in Johannesburg electrode factory.
July 17, shopping with his son, Mr. Feng has just returned to the plant entrance, suddenly sprang suffered from the road on both sides of the 45 local African-American man shot. Mr. Feng's son, sitting in the co-pilot position, two shots were a thugs batter. Bullet penetrated the door, from the young Zuoye penetrate the heart and lungs. On the driver's seat, Mr. Feng was hit by another shot by unknown assailants and left shoulder, the bullet piercing through the shoulder blade from the left chest. Criminals fled the scene.

Although it is quickly sent to a local hospital, Mr. Feng's son finally a result of serious injuries and life perish from his home, only 18 years old.
Mr. Feng in 1995, 1997, respectively, Ping An Life Insurance son in a "safe risk children", the amount 20,000 yuan. The afternoon of August 9, Guangxi, China Ping An Life Insurance Company received a report. Insurance company staff members came to Mr. Feng's home in Nanning, to Mr. Feng returning to gather relevant material claims. August 10, Ping An Life Insurance 20,000 yuan to make payment and the survival of children's gold 740 yuan's decision. August 11 morning, the Guangxi branch employees to bring claims department claims submitted home visits.

Remind <br> insured long-term abroad, can be stopped short-term health insurance and reimbursement classes of insurance, retention of death for the insurance liability product. For many years the premium has been paid long-term insurance, it is recommended be retained.