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Data:2009-12-12 2:34
Uniform standards in the areas of auto insurance will be
Xinbao Xun (Xinhua Chou Zhao Yan) an insurance agent in the future not only to certificates in the sale of insurance must also be "listed." In addition, auto insurance, health insurance and some other business areas of common concern to the community will also introduce a unified claims service standards.
CIRC Chairman Wu Dingfu recently concluded national insurance work conference that 2005 will be issued an "insurance salesman Management Measures", the agent implementation of "listed" exhibition industry. Of the Central University of Finance and Head of Department Professor Hao Yansu Insurance analysts say the main purpose of doing so is to better protect the interests of the insured. "Just as employees must wear the same badge, the agent should also wear with his name and company information to prove their identity badge, customers can purchase insurance as an agent to confirm that information."
Reason for regulatory authorities to make this decision, mainly due to insurance, the question of sincerity is still corrupting young Chinese insurance industry.
Wu Dingfu the President in 2004 the issue of integrity comes down to three kinds of insurance: First, the use of insurance companies in the insurance policy, except some vague language to evade responsibility and other important risk period of hesitation, tips; two misleading sales process remains relatively concentrated; In addition, the claims in the drag lose, but unfortunately lose and arbitrary exclusions of the phenomenon are more common, the insured person claims and insurance claims hard to "two faces" problems had strong views.
In order to solve these problems, "regulatory authorities will be issued in 2005," Insurance Salesman management approach "to regulate the marketing behavior, the implementation of Exchange exhibition industry. Although the PBC in 1997 had published the" insurance agent regulations (for trial implementation) ", 2002 The revised publication of "Insurance Law" also stipulates that the insurance agent prohibited acts, but in these regulations there are still some blind spots, lack of practical constraints. "Wu Dingfu The Chairman pointed out.
In addition, regulatory authorities will benefit from this year's auto insurance, health insurance and some other business areas of common concern to the community start to develop a unified claims service standards, norms and constraints of insurance companies, claims procedures and time limits. CIRC will also strengthen the dishonesty disciplinary mechanism, according to the law severely punished all kinds of bad faith conduct; improve the blacklist system, establish insurance marketers credit information inquiry system, the integrity of insurance companies on a regular basis the status of evaluation results to the public.
