Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Q: Xiao-hua has been 22 years old, he was 88, when you want to buy insurance, but because of Xiao-hua's personality itself more cautious, and he adhere to a consistent attitude of adhering to shop around and do not lose mentality, you want a a comparison of the advantages and disadvantages of the various insurance products, so for insurance, this matter has dragged on for more than a year, individual insurance salesman had told him to take advantage of a young man to be drawn more to buy insurance, the premiums really are based on calculated age do?
A: Most of the 'life' insurance premiums are based on the insured person's premium calculated on the basis of age, but the 'accident' is based on the insured person's 'employment Do not' as the basis for calculating premiums. Because in the same working environment, any age group are equal chances of accidents, so as long as the work undertaken by different level of risk is different, the chances of the accident is not the same, so the lower the risk of work who paid the premium is also lower, whereas people with higher risk of work, the more the higher the premium.
