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Data:2009-12-12 2:34
Members of the public Ms Lau has recently encountered an embarrassing thing. At the end she gave her daughter bought a children's insurance, the daughter's birthday the year was wrong. Two days ago, Ms. Liu found the insurance salesman and salesman of a change only to prove that the original contract did not change. Ms Lau to Express Advisory: This proof of insurance premiums in return from time to time protection?
People think that a life insurance company, Ms. Liu to a daughter, there is a big issue of insurance coverage. First of all, Ms. Liu insured such insurance, the contract must be a specific subject matter of insurance. Ms Lau's original insurance contracts in her daughter's birth date if there is an error, we can not prove that the insurance contracts of insurance coverage is the subject of Ms Lau's daughter.
Second, the subject of life insurance because the insurance is different from the premium rate is not necessarily the same. For example, sex is different from the life tables used by insurance companies is different, premium rates may vary widely.
Again, "Insurance Law" require the insured when the insured should be faithfully fulfill the obligation of disclosure. If an insured person due to intentionally or negligently failed to discharge this duty faithfully, the insured should bear the "Insurance Law" Article 17 of the adverse legal consequences.
He suggested that Ms. Liu insurance contracts should be on this as soon as possible what is wrong with the formal negotiations with insurance companies to require insurance companies to formal written endorsement issued to correct, otherwise, may occur Ms Lau is worried about security issues.
