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Data:2009-12-12 2:34
Policyholder and the insurance companies on auto insurance disputes continued. Since the introduction of auto insurance rates since the market-oriented, individual insurance companies in order to compete for customers, rolled out personalized auto insurance, some used some "special" means, makes this should be "insurance" auto insurance market, more traps. Reporter of complaints against the auto insurance policy holders, lists the following six traps for the purpose of warning.
Trap one: to force bundled insurance. In the current auto insurance categories, only the part of the mandatory requirements of the traffic control department "third party liability insurance" is that each vehicle owners to want to buy. In addition, the Ju Sunxian and anti-theft insurance and other insurance is optional insurance is not a must buy. However, these auto insurance policy holders are not free to choose, for example, if consumers want to buy anti-theft insurance, you must first purchase Chesun Xian. In many automotive market is the liability insurance, theft insurance, and Che Sunxian tied up as the basic insurance to sell to.
Trap number two: to mislead the insured owner. As passengers insurance, broken glass, insurance, insurance for loss of vehicles bearing on the vital interests of the owner, so most consumers are more willing to buy. The self-ignition car insurance, car insurance of goods, trading suspended loss insurance, you can not buy. However, some auto insurance agents in order to fight football business owners either do not give a clear explanation, or to mislead the insured vehicle owners, so that the owner with no experience should not unwittingly bought bought or may not buy insurance.
Trap three: Induced over-insured. Some car dealers in the insurance agency, the induced over-insured vehicle owners to earn agency fees. In fact, insurance companies, based solely on the number of cars Chuxian lose the actual situation, and will not be much protection is much more to lose.
Trap four: agents "label alone." Some insurance agents in the pulled after the policy is not directly to the insurance company, but "waiting in the wings." If the owners do not Chuxian, the premiums on his own down the button. If the owner is out of danger, light trouble paid insurance at their own cost; large insurance company is trying hard to deceive, or even leave for good.
Trap five: Policy confused as real ones. The relevant law enforcement authorities seized fake insurance companies with the name of "agent auto insurance" fraud was found, only where there are dozens of vehicles in a cast fake insurance. The policy used by criminal gangs and invoices can almost be the real thing, at first glance, the same as with the regular insurance companies.
Trap Six: itself as damage repair. Some appear to be insurance companies, auto insurance will hurt workers, but secretly a car repair shop owner, will damage their own repair, which is currently on the market will hurt some members of the business opportunities. It is understood that the insurance department in charge of clearly defined, not allowed to specify a mandatory accident vehicle maintenance.
