Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
1, policy holders should apply for renewal on what documentation?
Provided the previous year's motor vehicle insurance policies; insurance vehicle issued by the traffic management department and test qualified driving permits and license plate number; the required insurance premiums. Insurance contributions and premiums were redefined.
2, policyholders should go to where the renewal process?
Policyholders can go to the previous year, motor vehicle insurance policy out of a single location: insurance company branches or branch company,
If the policy holders want to change insurance companies to continue to insure, to carry the previous year's insurance policy, or can not be considered as a renewal.
3, policyholders enjoy the NCD What are the conditions?
In accordance with the provisions of motor vehicle insurance requirements are:
⏿NCD refers to the vehicle insurance, the insurance period in the previous year without compensation, they can enjoy a reduction of insurance premium renewal privileges, preferential treatment the amount due for this year's renewal insurance premiums by 10%.
(2) the previous year loss of insured vehicle insurance, third party liability insurance, additional insurance indemnity any one occurrence, renewal date are not entitled to NCD. Non-renewal is not entitled to NCD.
(3) to the renewal date after the incident pending cases can not be given to NCD. But the accident by the traffic control departments, the policyholders have no responsibility, insurance companies, without compensation, you can recharge NCD.
(4) In the last year, the insurance period, the transfer of ownership of the vehicle, ie vehicles, resale, transfer, gift for others, renewal, the insurer does not grant NCD.
4, policyholders how to enjoy the NCD?
In accordance with the provisions of motor vehicle insurance requirements are:
(1) the insured person is more than one vehicle insured, and NCD respectively vehicle basis.
(2) the previous year without compensation of motor vehicles, renewal of the insurance if not identical with the previous year, NCD Zeyi insurance portion of the same basis; if the insurance renewal with the previous year the same, but different from the insured amount , NCD Zeyi this year's amount of insurance premiums due for the corresponding basis.
(3) Regardless of motor vehicle accident-free for several years, NCD due all premiums for 10%.
