|
||||||||||||||||||
Data:2009-12-12 2:34
Ron Artest: well-off, today how sighed, and encountered few unhappy thing now?
Well-off: hey, I have a busy confusing, and forgot to buy my share of insurance premiums paid in respect of the end of last year. Just go to Jiaoqian, they said that my insurance policy has expired, ineffective.
Ron Artest: When you buy insurance, not leaving the address, telephone do, that to the be paid when the insurance company did not inform you?
Well-off: Last year, I was not moved house in Well, address, telephone number one for relatives and friends all told, they forget this Yicha.
Ron Artest: It may be that you not be right. But do not worry, you This failure a few months Well, you can also apply for complex effects. If over two years, it may really "expire" can only be a surrender.
Well-off: I asked, and re-efficiency of back premiums is not so simple. In addition to interest payments, there are a lot of trouble for them. For example, failure more than two months, but also projects the required medical examination, medical examination fees must I pay for. In addition, as I bought Taikang Life's "critical-illness insurance," there is a waiting period, now expired, and the waiting period but also from the effective date of re-re-calculated. In other words, this time, what if I got ill, or not be guaranteed. So many constraints, not as drained away the insurance and re-buy one forget.
Ron Artest: You stupid ah, you often had to buy insurance, at what age, and now what age? General insurance, when older, the higher the premium. If you do re-efficient, then you can continue to pay rates, when the original insured, and your interest rate compared with that point, or much more cost-effective. There are ah, the insurance company often changes in the adjustment of product according to the market, maybe you have to buy the original product has been discontinued, and if you do not re-efficiency, may not buy the original product.
Well-off: You are correct also, but one thought in trouble but also to spend more, I feel a little loss.
Ron Artest: So how long you point memory Well, right, and hastened to the insurance company called to tell your new contact method of it, lest you forget the next time. (A wind)