Because of the lack of common sense to some people repeat the insured to pay tuition fees Insurance

Category: Insurance tips Release Date: 2006-08-01

Money out, the insurance also bought. However, because of the lack of basic knowledge of insurance, many people have been stumbled then fell over the policy.

10 years ago, businessman Wong bought a 20-year period, the amount more than 20 million medical, accident and pension insurance. 10 years down, he has accumulated Contributions 100,000 yuan. Two months ago, his hands a few pen business it is necessary to pay pressing shortage of more than 50,000 yuan. Emergency situations that he wound open to friends to borrow money. Friends said: "Why do you need insurance to loans?" Mr. Huang knew back home watched insurance policy stating very clearly that the policy can be used as security for loans, credit lines of up to 80% of cash value to pay bank loans over the same period interest. It turned out that with his policy, loanable冿万pluralistic models simply do not need to open one's mouth ask for help.

Ping An Insurance, a business manager, said her customers have a working external Miss Chang, five years ago that she was buying a 10-year period amounted to 100 thousand yuan of pension insurance and serious illness medical insurance. Miss Chang easy payment each year, using salary card Hua Zhang way.

"This year's Contributions to the period when she found her wages card expired, her work may change in the. With her contacts, her cell phone down, and the new means of communication powerless to tell us," the manager said, "I am very worried for her, she looks at the 60-day grace period expires, then, should the suspension of her insurance contract, and then continue the policy there is the possibility of failure. This is a multi-year insurance premiums paid workers are concerned, really a pity! "

An insurance company customer service department of a staff member said, often have customers who do not understand because the terms came quarrel. Some customers buy is clearly old-age insurance, but they mistakenly think that any kind of insurance are all tube, what are to come: hospital also came to claims, accidental injury also came to settlement, and are not satisfied, on the cursed cheat salesman people.

"In fact, insurance policies, both written very clearly and carefully read through will know." The salesman said. (The sun is new each day, the account value-added daily!)

The insurance industry believes that for many ordinary citizens, insurance, knowledge is indeed quite boring, uninterested in their studies. However, as a modern people, will inevitably have to deal with the insurance, if you do not sink in their mind, learn a little knowledge in this area and even the contents of the insurance policies are too lazy to look closely, the final loss, and may be their own economic interests.