Category: Money Tips Date: 2006-07-12
Now ordinary people to buy the fund, many of my friends asked me to buy the fund to buy stocks is good or better from the start I really say no, last Thursday's plunge suddenly gave me the answer.
Last Thursday morning, the stock began to weaken, many of my friends have started to sell the stock hedge, although it now appeared last Thursday to sell the stock may not be correct, but at that time, if we can top out at 3500 points, or satisfactory The.
Just have everyone out, when a friend is very depressed, he said: "I want to redeem the fund will be calculated in accordance with the net closing time, if the afternoon is really diving, then I would lower the transaction price of . "The fact that his friend the ultimate redemption in accordance with a very low price of a fund, which is not as good as buying the fund bought shares the first place.
It was also anxious, really wanted to redeem the funds, but funds are still closed period can not be redeemed, can not sell, can only be watched live stock index staged high-profile diving, although sometimes can be strange combination of circumstances to escape callback, but the worried at the time known only to themselves. It is better to buy a fund to buy shares of the second place.
There are cost-conscious, the fund holdings on those few, rather than buying the fund, it is better to configure their own shares, investment results almost, but also can save some subscription costs, investment income may be better than buying the fund, which is better than buying a fund to buy stocks place.
There are unconvinced, saying that the risk of buying a small fund to buy risky stocks, buy stocks could fall by half, to buy the fund up to a loss of 10%, 1 yuan fund to 9 Mao also an end. My person was more seriously, carefully read the Fund's relevant information, but also did not find that Mao would not have fallen down 9. Think this should be out of the experience of 2005, when the number of open-end fund's net value of 0.9 yuan in the top of wandering, really did not fall below 0.9 yuan, but the broader market was also more competitive and fell to 1000 points, not down, so to people leaving the fund will fall 10% of the impression.
However, the history and do not represent the future, there is no guarantee the fund will not fall more than half of the future, in the same period of time, the fund's performance may not like stocks. I understand that people who buy the fund should be interested in white-collar workers their jobs, rather than are investing in common stocks of small and medium investors, after all, professional investors have more than white-collar workers Trader time, there is no reason to abandon the stock.
Capital market has never been infallible truth, and certainly not buy a fund is earning, to buy the stock on the loss. Buy stocks should be better than to buy the fund, and just a little more money the bank had to see is the Fund's earnings and stock market risk, ignoring the Fund's risk and stock returns.
