|
|||||||||||||||
|
||||||||||||||||||
Data:2009-12-12 2:34
Recently, Mr. Chen took over the insurance claim records, immediately perplexing. Last year, he bought a new car, careful driving, there had only been scraped with a small accident, the results of this year when the renewal was told insurance premiums rise 200% this year, because he has a year more than a decade since the accident poor record!
Mr. Chen did not really get to understand his own car has never been lent to someone else, if the accident, then he know for sure, should insurance companies wrong? No! Each one claim has been recorded, as well as photographic evidence, the claim is clearly time, almost every month Chuxian records, there are actually a month after another accident occurred 3 times.
Distortion intermediary tampered with, "This is a distortion of the insurance intermediary or a black heart repair shop manufacture Jia An a result of potentially fraudulent," Mr Lee pointed out sharply that the industry, and "If consumers have not been malicious potentially fraudulent behavior, insurance companies, there are clearly white claim records, then only in the middle may have been tampered with, in general, it is an intermediary and black-hearted crooked repair shop's 'masterpiece'. "Mr. Chen immediately understand, his insurance is purchased on their own an acquaintance of the and scraped the last time after the accident, an acquaintance enthusiastically of his vehicle repair, insurance claims a package in the end, for their own province, a lot of heart, but no thought is even an acquaintance plot against the joint a small repair shop to create more than a decade record of sub-damage a vehicle so that they are becoming an important figure on the insurance blacklist.
Similar phenomena are also a lot of "Do not think that this is an isolated incident." There are more than ten years experience, Lee said the auto insurance business things like frequent, the most outlandish one was a repair shop and the insurance intermediary has caused people to a fatal accident claims of vehicles, and even other normal maintenance of vehicles stolen license to forge the scene, to another insurance company for claims, which were the normal maintenance of vehicles, also kept in the dark. According to Mr. Li said, and now insurance companies lose in order to prevent such cheating incidents on the claims with the more stringent requirements, developed a more scientific and rigorous process, but there are still some distortion intermediaries with considerable "professional" skills and " carefully tight "planning to create Jia An, obtaining insurance.
"You just go in a number of car shopping district, within a turn, say that they buy insurance, and soon will come a lot of 'insurance agent' to you enthusiastically introduce auto insurance related matters, in fact, among them the vast majority of people do not have insurance agent qualifications. "Another industry Mr. Zhang told reporters. Reporter followed by a stroll to the automobile market stroll and found that there is indeed such people exist, and some also had several roles, can be examined and annual inspection agency handle the vehicle tax payment procedures and other "comprehensive" business, they can be described as out of the auto insurance prices quite tempting, claims to be 7 fold, 8 fold, but the actual prices given are not really cheap.
Formal agent can trust <br> It is understood that Insurance Regulatory Commission on the qualifications of insurance agents, particularly strict control, to achieve this qualification, must pass rigorous professional knowledge test, and the first trial a year to qualify proxy card. With this proxy card and the eligibility of personnel, need to go to insurance companies or insurance agents to sell insurance only after office qualifications. In addition, for insurance agents, there are clearly defined, is divided into two types of part-time agents and a full-time agents. Part-time agent of the insurance agents can only take the model of sit-store sales insurance sales agent, usually to carry out insurance business 4S stores belong to such agents. The full-time agent may be taken by way of selling out, but asked out of insurance sales agents of an agent must have qualifications.
"Some crooked intermediaries can indeed open up a very low selling price of insurance can also be a formal policy, but it does not have standardized services, the owner Chuxian, it may not be a better protection." While the formal insurance agent providers and insurance companies have relatively good relationship can provide prompt assistance to owners Chuxian claims, and use standardized the operation of the indemnity and the like to prevent cheating from happening.
