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Data:2009-12-12 2:34
As people's living standards improve, the insurance has gradually been accepted by the general public, but does not mean you have bought insurance, understand that the insurance, the following question, you know?
Q: bought insurance, you can retire do not want to buy?
A: You can surrender at any time, but there must be lost. The best option surrender date after two years.
Q: With the rising prices, the money will be along with depreciation, insurance necessary?
A: The currency devaluation is the whole community, if not insured are also squarely in the sights. Today, insurance, tomorrow there is a high security, of course, cost-effective to buy insurance!
Q: Before buying insurance, it is important to choose insurance or choose an insurance agent?
A: The insurance agent is the customer and the insurance company a "bridge", it has to choose an insurance agent.
Q: What is the hesitation period of the terms?
A: If you find within 10 days, insurance contracts and insurance agent describing does not correspond to, you can not change the price or even surrender.
Q: The main risks of failure, additional insurance can continue?
A: The main risk is one that can separate insurance coverage insurance; additional risks that can not be separately insured only attached to the main risk insurance insurance insurance. The main risk due to failure of the reasons for termination or expiration of the effectiveness of such termination, the additional insurance effect also will be terminated.
Q: What is the policy's cash value?
A: The cash surrender value is the insured can receive the amount of money. Accident insurance, health insurance is a pure consumer-based insurance and has no cash value; the middle term insurance often have little cash value; life-long life insurance, Endowment insurance, long term insurance policies have a cash value. î•?span>
