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Data:2009-12-12 2:34
Most owners think that buying an insurance policy all that is needed in the future, what problems can be to find insurance claim. But the industry has pointed out, do not think that buying insurance on your car after entering the safe, in some cases insurance companies are not claims of.
No annual inspection
Insurance is only the entry into force of qualified vehicles, for the annual inspection of vehicles not only as a failed vehicle, in this case, even if the insurance policies will not help.
Are not examined and
Driver does not annual examination, the opening of vehicles belonging to failed vehicles, insurance companies may reject any claims under an insurance contract.
When Chuxian unlicensed vehicles, the insurance claims vehicle must have two conditions: First, the insurance will be diverted to the traffic administrative departments of public security issued driving permit or license plate; second is the period required to test the public security department of qualified traffic management. Off-site car in the car on his way to mention Chuxian not be compensated for that reason.
No-fault
"Insurance Law" stipulates that: "there must be the responsibility of determining that" the insurance company can be paid. Even if the insured person has a certain fault, it must first third-party claims, will it be possible to obtain insurance compensation. Once abandoned to a third party recovery rights, also abandoned the right to claim compensation to insurance companies.
Apply on
Third-party liability insurance in the third More simply, means getting rid of four kinds of people: that the insurer, the insured person, the car accident when the driver and their family members, the insured person's family members.
Parking fees
In accordance with the provisions of insurance companies, any vehicle charging car parks or commercial repair shop in the stolen, the insurance company not and will not be responsible for compensation. Because the above-mentioned places the responsibility of the vehicle are kept in custody due to lack of good care custodian caused by vehicle damage, lost, the custodian should be held accountable. Insurance companies do not pay compensation. Thus, both cars lost, or had been designated, and insurance companies regardless of Yi Gai.
