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Data:2009-12-12 2:34
Province (Fujian) Zuoqi implementation of the life insurance the insurance industry insuring against the integrity of the system prompts sales staff will be on the blacklist
"Insurance should pay special attention to the former except for liability insurance products, hesitation period, surrender matters." March 1, the province formally implemented "personal insurance scheme for prompt system." Provincial insurance regulatory Secretary Zhu Zeng Biao said it would strengthen supervision of insurance companies to ensure that the system has become the IA department to safeguard the legitimate rights and interests of consumers an important measure.
8 tips to see
It is reported that Zhejiang had also introduced the relevant system, but comparison, the province's "Life Insurance Tips" in the text of the standardization and popularization of language, has a national first.
"Life Insurance Tips" template printed uniformly by the insurance regulatory Fujian Province, Fujian containing 8 to draw consumers to buy life insurance insurance regulatory need for attention. If you are prompted concern about insurance, the insured institution "legal insurance, business license" and insurance sales personnel ", whether they hold" insurance agent employed Exhibition (executive) Industry Certificate "," to remind policyholders of insurance products, except for special attention to the responsibility, hesitation period, surrender matters, a clear dividend type, universal type of new products such as life insurance rate of return is not deterministic, not truthfully fill out insurance information may lead to a contract dispute, not a single insured personally signed or sealed will affect the effectiveness of such policies, in order to eliminate the insurance salesmen in selling during the course of misleading policyholders.
Prompt system provides insurance, insurance sales personnel in sales a year (excluding one year) or more life insurance products, the insured must produce "personal insurance, insurance tips," so that consumers understand how insurance products purchased by the risk of characteristics, and let the consumers signature confirmation.
To build marketers "blacklist"
Zeng Biao, Zhu pointed out that the insurance system is the province prompted the insurance industry, the construction of credit system, an important component part of the life insurance to rectify and standardize market order, preventing fraud, misleading conduct important measures.
It is understood that the system is implemented, the provincial insurance regulatory Insurers Association of the United Provinces will also be built with the "Insurance Tips" relevant information search platform. Information includes the life insurance companies, insurance agents and insurance agencies and industry, the business name and address of the network, access to an "insurance agent employed Exhibition (executive) Industry Certificate" list of persons and the permit number, and by the China Insurance Regulatory Commission for approval or record of the life insurance terms.
Insurance Industry Association, the relevant provincial official said, would be something contrary to the principle of good faith insurance marketing personnel and strict management, the establishment of a blacklist system for insurance marketing staff, a number of serious violations of the code of practice for insurance marketers will be credited to the blacklist or even canceled insurance qualifications.
