Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Buy an insurance policy plan would have only a peace of mind, but did not thoroughly understand insurance policies blindly sign is often the result there was no compensation for loss of or greatly reduced, while the insured person can only eat Yaba Kui,有苦说不? However, this can later eat the Yaba Kui. At present, the life insurance industry has been in place in our province, "the insured prompt system."
According to regulations, life insurance company sells one-year period (excluding) The above individual life insurance or banking agency personal insurance products, policyholders are required to produce a "personal insurance coverage tips." Only in the insured find out, and handwritten signature confirmation, insurance policies to take effect.
Before the insured according to their own needs and ability to pay choice of the insured as much as possible to avoid the middle of surrender; more than one year of personal insurance products are provided 10-day period of hesitation, the insured should be fully utilized.
Within 10 days, surrender and pay no more than 10 yuan nominal fee (pre-underwriting medical examination must be deducted by the insurance company medical costs). But after a subsequent surrender, surrender charges policyholders would lose.
For the "bonus-type", "investment-linked" and "universal type" three kinds of investment-oriented insurance products, "Life Insurance Insurance Tips" made special tips, these three risk protection insurance, both functions, but also possess the necessary savings or investment property, but there will still be a certain degree of risk; the return key is also determined by the level of investment by insurance companies, with uncertainty.
