Category: Insurance tips Release Date: 2006-08-01
Speeding accident, caused by themselves and others, car crash, then the life insurance claims could?
Life insurance to protect the object of the insured person himself, so life insurance companies will not be casualties and property damage to others the responsibility of the negative claims.
Life Insurance Company insured the contents of the insured person in accordance with the negative claims responsibility, but responsibility for any of the following circumstances, except when the insurance company will not be compensated:
Life Insurance Policy in accordance with Article XIV of the model clauses:
The third: the insured person in the lease or re-entered into effect within two years from the date of intentionally committed suicide or self into a disability.
Fourth: The insured person put to death for crimes or resisting arrest or escape death or disability.
Injury insurance in accordance with Article VII of the model clauses:
The second: Yao Baoren, the insured person intentionally.
The third: the insured person "criminal behavior."
Fourth: the insured person to drink, drive (riding) car, the expiratory component or blood alcohol of more than road
Traffic Act standards.
Article II: The insured person involved in automobile, motorcycle and free cars during the race or performance.
Hospital medical expenses insurance policy in accordance with model provisions of Article X of the first items:
The first paragraph: the insured person's intentional behavior (including suicide and suicide attempts).
Second paragraph: the insured person's criminal acts.
Di Sankuan: insured person who smoked or used to fight illegal narcotic drugs.
So, if only inadvertently lead to a general speeding car accident injuries, life insurance companies to deal with the insured person I bear responsibility for insurance claims. However, if the insured person deliberately acts, alcohol, or drag racing caused the accident due to suspected intentional acts, or a public danger by the police prosecuted him for the crime of sentencing to determine who will live up insurance claims responsibility.
