Car insurance carefully selected insurance agent Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Vehicle insurance business in the domestic insurance companies to carry out quite a lot of the older main 5: The Chinese People's Insurance Company (PICC), Ping An Insurance (safe), Pacific Insurance Company (CPIC), Huatai Insurance Company (China and Thailand) and China United Insurance Company.

As the China Insurance Regulatory Commission from April 1, 1999 onwards united auto insurance terms, rates and security return policy, so the difference between the insured and the insurance company claims the service.

Now the sale of motor vehicle insurance primarily through insurance agents, this is insurance companies to expand their business, reduce the cost of a move. Car owners to buy auto insurance, choose the right insurance agent is very important, as it relates to the reliability of insurance to buy, the price is reasonable, whether the services enjoyed by the best.

Examine whether insurance agents qualified, available from the following aspects:

1, the agent whether the CIRC qualification certificate issued by the agency, and whether the insurance company, sign an agency agreement, which is a very important one, reflecting the validity of the identity of an agent, whether a legitimate insurance agent to protect the owners of rights so the majority of car owners insurance, they must not trouble to carefully check the qualifications of an agent.

2, an insurance agent whether there is a fixed regular office space, in cooperation with the automotive companies for years of growth, it relates to car owners to buy insurance after the issue of after-sales service.

3, the agent is able to provide comprehensive after-sales service, domestic insurance companies some of the after-sales service mainly by the co-operation agency completed.

Currently some of the larger insurance agencies in addition to provide the necessary insurance services, will also provide free assistance, will be damage claims, advance repair and other value-added services, providing customers with greater convenience.

Auto Repair Works was founded by the Land Rover Land Rover auto insurance club has attracted the concern of many people in the industry, Land Rover set up the club's objectives are: integration of the accident vehicle repair their own strengths and insurance companies to cooperate fully with the market demand, for the majority of owners provide efficient and convenient service.

Currently the Pacific Insurance Company (CPIC), Huatai Insurance Company (China and Thailand) and China will jointly set up insurance companies in Lobo loss centers, not only to provide professional consulting and insurance underwriting services, it also provides fixed damage claims, drink on behalf of the drive, rescue, vehicle inspection, vehicle services and consulting a number of services.

Attachment: accident car repair are not in place hidden infinite

According to statistics, the current domestic annual incidence of car accident several times higher than in foreign countries, only Beijing to report the traffic every year, there were 25 million cases of teams.

Car accident repair complex, a high degree of specialization, if the repair is not in place, will bring a series of hidden dangers: wandering, eating tires, not go back wheel, resonance, air leakage and leakage.

According to insiders, Beijing, 250,000 accidents are 100,000 vehicles will go to a small factory for repair, small factories a lot of fake spare parts for the pursuit of profit in the process on the jerry-building, there is no specialized equipment and technical information, it is difficult to ensure the body repair quality, complete a post-causing risks, reduce the life of the car, but also to bring a lot of secondary repair difficult and cumbersome.

60% ~ 70% of the 4S car repair shop in the quality of the accident is mainly the importance of motor vehicles since the 4S shop sales and after-sales service, some manufacturers did not give a comprehensive and systematic accident with car repair equipment and personnel.

Car accident repair to improve the quality of the equipment is very important, "based on experience, relying on case-foot, relying on the eyes" of the original repair methods have not meet the needs of modern automotive development, and now many companies started to increase investment in maintenance of equipment a few days ago Beijing Lobo Auto Repair Factory 2 million investment, the introduction of the Italian history of Bin Nisi a full range of sheet metal equipment and tools, including large-scale incidents calibration bench, welding, computer chassis measurement systems, plasma cutting machines, welding equipment, appearance repair machines, dust-free dry mill, etc., from the correction, painting, grinding, sheet metal and other fields to ensure the quality of vehicle repair efforts to build the first domestic car body repair center.

Insiders warned that: accidents cars, in particular, to be a big accident, such as body structure, large-scale damage, Leong Che-deformation and so on, must be to have a professional maintenance of equipment, quality assurance auto repair factory, seeking a moment of cheap away irregular The small factories or on-street store renovation, will bring a range of security risks.