Category: Insurance tips Release Date: 2006-08-01
Beautifully decorated his car, in addition to leather seats, will be replaced with the original CD recorder machines ... ..., you think not, if your car once the Chuxian, without additional equipment, additional loss of the insured risk, resulting in These new additional equipment damage, the insurance company is not responsible for compensation.
Q: The amount of insurance loss of vehicle insurance is generally determined based on what the do?
A: Most insurance, according to Che Sunxian新车购置价to determine the amount.
Q: Do you have a vehicle insured loss insurance is not included within the amount of insurance you have to install the car's CD, leather seats, the additional value of the equipment, it can not be based on loss of vehicle insurance is paid for. How would you do?
A: Add the additional loss of equipment insurance will be able to solve this problem for you.
Q: What is the additional equipment, loss of insurance?
A: The new increase in risk for loss of equipment, vehicle loss insurance additional insurance, which guarantees the insured vehicle is that apart from the original items of equipment outside the factory, the insured person to install additional equipment and facilities. If you have to install those devices.
Q: What about its liability insurance what is it?
A: The coverage of this additional risk in the use of motor vehicles in the process, occurring with loss of vehicle risk insurance coverage (that is, collisions, overturning, fire, explosions, etc.) accident insurance, resulting in additional equipment on board the direct damage, the insurance companies in the insurance of the project set forth in the amount of insurance, the compensation for actual loss calculation.
Q: How can the amount of insurance it is sure?
A: The additional equipment is to determine the real value, and in handling this additional risk, you should specify the additional equipment on board schedules and prices, the additional equipment not listed in the event of loss, the insurance company will not be responsible compensation.
Q: It is the implementation of the absolute Mian Peilv do?
Answer: Each compensation insurance are in accordance with the basic provisions of the absolute Mianpei Shuai, ie the insurance of vehicles in accordance with the responsibilities of the driver in the accident, in the amount of compliance within the implementation of the corresponding absolute Mianpei Lv.
Q: This exemption from the responsibility of insurance whether the loss of vehicle insurance the same?
A: The motor vehicle insurance policy provides that: "Additional Terms and the basic insurance risk conflict with a provision of the Service to additional risks such terms and conditions, not entirely of the Office to the basic insurance prevail." In addition, wish to remind you: in the absence insurance accident occurred previously mentioned, the new individual damage to additional equipment, such as theft, loss, failure, aging, destruction, etc., insurance companies are not responsible for compensation.
