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Data:2009-12-12 2:34
Case: 8 years ago, Ms. Lo for her son, niece, nephew, younger son bought several insurance policies are the beneficiaries of Ms. Lo himself. Earlier this year, nephew, son-unfortunately passed away, Ms. Lo to the insurance company for settlement of claims. Handed a series of insurance claims data, the claims found that the policy beneficiaries of the name of "Lu Moumou," while ID is "Lo so and so."
Ms. Lo said it was a mistake the police station, and she named "Lu" rather than a surname "Lu." But the claims personnel the information returned to her, I am sorry to say that the name of inconsistent, can not accept the rationale to accompany the need to open the police station to prove to substantiate this, "Lo" is Peter, "Lu." She went to the residence location of the police station, the staff check her household registration information, because the information Ms. Lo moving in, the name column has been a "reed", which it is not possible to prove identity of the "Lo" Ladies is to give policy signed "Lu" Ladies. Ms. Lo in consultation with insurance companies once again received the answer, or must be proved, otherwise the signature on the insurance policy identity card with her name is inconsistent and can not identify the beneficiary was her.
In fact, Miss Lu has been named "Lu", but due to the relocation of a child with her parents often do not know which one wrong move when he named, and booklets on the become a "reed." But she also had never seriously, did not go to change, leading to the ID card was also used the "Lu" surname, but we need the signature of the occasion, Ms. Lo is always persist in using the "Lu" surname, This triggered the It is enough to create misunderstandings trouble.
Analysis: the rule of law in modern society is a society with strict rules and regulations, in recognition of citizenship is also true, identity card, residence booklet is an indication of an important basis for personal identity, which is the reason why the incumbent, a new generation of ID cards. Whether it is into the bank account or apply for insurance, require proof of identity, which is to protect the interests of the citizens of a basic requirement. Moreover, many life insurance policies will accompany the people's life, greater need for stringent legal provisions and procedures for operation, to protect customer interests. Insurance strict supervision and control ID card issuing insurance premium is to be responsible to the customer. To remind customers to purchase insurance, we must carefully fill in, and carefully fill out insurance policies, companies and agents have to help customers conduct audits to prevent future claims for services such as inconvenience.
