Category: Insurance tips Release Date: 2006-08-01
Clear the goods insured in the insured amount and in accordance with nature of the goods, packaging characteristics, routes, etc. do not determine the insurance cover after the goods insured to the insurance company to provide the relevant documents, as well as testing proved that the insured risk cargo handling procedures, please note the following points:
1. Fill out a single insured. Insurance companies alone to apply to insurance companies based on the text entered into insurance contracts, but also insurance companies that issued insurance policies to accept an important basis for the insured. The insured should be detailed and clearly fill in the single insured.
2. The insured part according to an insurable interest in the actual full name of the person concerned completed the title. Because the insurance is valid, with the interests of the insured directly related to the insurance. The buyer, then the liability of the insured person from the cargo is loaded on board began; On the contrary, the seller of the insured person from the insurance policies set out in the beginning, when out of the place of dispatch.
3. Of goods should fill in a specific name, usually will not general fill. Mark, as contained in the bill of lading should be marked with the same, especially with the brush on the packaging of goods the same as the actual mark symbol. Packing quantity, to the nature of packaging such as boxes, bags, parts, and the number of bundles are clearly written.
4. Insurance amount, generally in accordance with the invoice amount 10%-plus basis, the addition of no more than 30%; domestic waterways, land transportation of goods can be invoiced amount or the amount of the invoice plus shipping insurance.
5. Means of transport, in the case steamship transportation, shall indicate the name, is also required to write a clear transit; the case of a train, car or air transport, only stated the train, car brands or air (or flight number) can be. The best stated in intermodal transport.
6. Sail date, there is the exact date, we have to fill a specific date; no exact date to fill in about X on X day.
7. Bill of lading or waybill number, flight or journey should be the actual fill.
8. Of coverage, to insure the risks do not need to fill out a clear a clear, if additional risks of other insurers or any other special agreement should also be indicated in this column.
9. Insured date, should be opened in the ship to sail or means of transport lines.
When filling out a single insurance should also note that other risk insurance, currency and other conditions must be with the sales contracts, letters of credit listed on the insurance conditions for the same; insurance coverage items found errors and omissions in a timely manner to the insurance applied for marking, or otherwise the loss occurred after the discovery and the insured did not tally a single filled, it will affect the insurer timely and accurate claims. For the particular goods, the insured according to the insurer's request, to provide documents relating to the goods (such as invoices, bills of lading copies) and the required inspection certificate.
