Category: Insurance tips Release Date: 2006-08-01
Cargo insurance, import and export cargo transportation insurance; divided by mode of transport: railways, highways, waterways, aviation, parcels, joint transport insurance. In Contributions way, in order to satisfy the different needs of policy holders, usually divided into three types: pay a fee once the transportation process;
Road freight transport can be by month, quarter, six months, one year Contributions; insurance companies and policyholders agreed in advance to all cargo can be insured Commission agreed to implement the deadline Contributions. The location of the goods were lost due to the uncertainty of PICC Property Insurance Company to give full play agencies across the country, each county (district), city advantages, the first nationwide survey to establish the off-site generation, agents lose business services advanced systems that can Pei An expeditious processing cargo insurance, cargo insurance, adapted to the characteristics of great convenience to the policy holders.
Insurance
1, the domestic cargo transportation insurance
1, railway cargo transportation insurance
The insurance of the insurance amount is based on the actual value of the goods or the purchase price + shipping and handling cost determined. Insurance premium rate is based on the risk of other (base
The insurance, comprehensive insurance), to determine the types of goods.
2, road cargo transport insurance
The insurance of the insurance amount is based on the actual value of the goods or the purchase price + shipping and handling cost determined. Premium rate is based on the types of goods, transport
Determined by the length of transmission lines.
3, road freight transport fixed insurance
The insurance policy holders convenience, simplicity. The insurance amount is based on the approved vehicle management department carrying tonnage, for each ton of 2500 --
20,000 terms, less than a ton of press a ton of calculated and stated in the insurance policy, insurance rate is constant.
4, waterway cargo transportation insurance
The amount of insurance of insurance is based on the actual value of the goods or the purchase price + shipping and handling cost determined. Insurance premium rate is based on investment in other (basic insurance, Comprehensive
Co-insurance), navigation area, the ship's tonnage, cargo type determined.
5, the air cargo transport insurance
The insurance of its insurance will vary according to the prices of goods, or to determine the prices of goods + transportation incidentals. Insurance premium rate is determined by commodity type.
6, the joint transport insurance
Combined transport of goods in transit refers to the use of different types of carriers, charging premium rates are based on means of transport in the
The highest kind of OK, and an additional 0.5 αΎ?
Second, import and export cargo transportation insurance (mainly insurance)
1, Ocean Marine Cargo Insurance
Divided into: Ping An Insurance, W. P. A., and all risks.
2, land transport cargo insurance
Divided into: land, insurance, land transport all risks.
3, air transportation cargo insurance
Divided into: air transport insurance, air transportation all risks.
4, parcel insurance
Divided into: parcel insurance, all risks parcels.
5, additional insurance: This insurance is not independent of other risk insurance, and only the main risk insurance, additional insurance can be insured. It includes: general By-laws
Plus insurance, in particular, additional insurance, special additional risks.
General Additional risks: theft of delivery Buzhuo insurance, water and rain insurance, short amount of insurance, mixed stains insurance, collision damage, broken insurance, Chuanwei insurance, subject to
Hot damp insurance, packing rupture risk, hook damage insurance, leakage insurance, rust damage insurance.
Special additional risks: for delivery less than insurance, import duties on insurance, deck insurance, rejection risk, aflatoxin insurance.
Special additional risks: war risk insurance on strike
Insurance liability
Of goods during transport, there are risks, and our responsibility is for you to assume the risks set forth in insurance policies, and hence to you
Caused economic losses.
Basic insurance (W. P. A.): Basic insurance is an independent primary risk insured, the insurance company liable to pay compensation: natural disasters, fire, explosion,
Collision transport, loading, unloading or reproduced when the accident caused the loss of goods; occurrence of the above disaster, accident rescue
Conservation, protection of the goods paid directly to a reasonable cost.
Comprehensive Insurance (All Risks): is an independent primary risk insurance, in addition to the basic liability insurance, the insurance company is also responsible for compensation: due to earthquake
Movement, collision, cargo damage caused by extrusion; comply with the provisions of the safe transport of the losses suffered due to the rain, as well as other external reasons
Caused by the loss of goods (domestic road and air cargo transportation insurance, comprehensive insurance and basic insurance combined).
Special agreement: If you think that you also need to take my company and other risks, you can participate in insurance and insurance companies to do the special agreement,
It is required to bear the risk of insurance company the size, to pay a certain premium.
