Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Chuxian, the insurance industry, a term that refers to insurance contracts within the scope of insurance liability insurance, accident (incident) from happening. The insured and the insurer entered into insurance contracts, the insured risk transferred to insurers, insurers underwriting of the insured risk, and therefore the risk of accident insurance coverage is called Chuxian.
Chuxian, the insured, the insured person or beneficiary shall immediately notify the insurer to the insurer promptly sent to the scene to survey tests, and to take rescue measures to avoid losses continue to expand. Immediately notify the insurer of such behavior, called Chuxian report.
Chuxian report a time limit, but different types of insurance have different requirements. Such as family property insurance in the fire insurance, theft-yao insurance should be required to notify within 24 hours after Chuxian insurer, otherwise, insurance is entitled to no compensation; personal accident insurance generally require notice within 10 days after Chuxian insurer. Chuxian report should generally be in writing, orally or by telephone can also be the first notice, and then re-submissions in writing.
The contents of the notice Chuxian generally include the insured person's name, address, insurance number, Chuxian date, Chuxian reasons, damaged items or damage to personal property, the location, the amount of damaged property.
Be pointed out that: Chuxian report is not the same claim because the claim also need to fill out an "insurance payment application," and shall provide the necessary supporting documents.
